Finances

 

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How College Challenges Your Finances 

By: Bella DeFranco 

College in itself is already such an expense for most families. Whether that be tuition, to living expenses, basic necessities of living, and anything else under the sun. How each family takes on finances and money distribution with their child/loved one in college is a diverse spectrum. Maybe you get an allowance every month, or run by every purchase with parental permission, and or you are taking on all money duties on your own. 

I can't reiterate enough that college humbles you to be smart with money. Only to use it when you truly need it because costs rack up so fast. Especially, for me, once I moved from a dorm to an actual apartment with 3 other roommates. I think I got humbled even more. My number one advice is to save and only indulge when you financially feel confident in doing so, therefore it won't lead to a set back. Set backs financially only add more stress to your already stressful college plate.

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Take the initiative whether it's from your parents or resources online on how to be smart with money. I had to indulge first hand with this and ultimately learn how to track my spending, avoid using credit, create budgets, and get as many hours during my summer job being a camp counselor as I can. Educating yourself makes you knowledgeable but also confident in yourself which is the most beneficial combination. Helpful tip, you can also take a personal finance class at most universities. 

Another outlet is how providing universities are with opening up on campus job options for their students. Going to Chico State, a ton of my fellow gym loving friends work at the WildCat Recreation Center while also being a full time college student. Or you can work on the on campus bookstores, coffee shops, and food markets along with potentially getting a paid internship.

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